Terms & Conditions

TERMS OF USE

THESE TERMS OF SERVICE CONTAIN A CLASS ACTION WAIVER THAT MAY AFFECT YOUR LEGAL RIGHTS. PLEASE READ THESE TERMS CAREFULLY.

This is a binding legal contract. Please read it in full.
Welcome to https://jessicayarbrough.com/ This website is made available to you on the following conditions, and you consent to these terms by continuing to use the site. Please read them carefully, and if you disagree with any, navigate away from the site.

Sometimes, you will be subject to additional terms and conditions, such as when you purchase something or disclaimers which may appear on the site.

PRIVACY POLICY
To learn how we handle information that we learn about visitors to our site, please visit our privacy policy page.

ELECTRONIC COMMUNICATIONS
You consent to receive communications from us electronically and agree that any notices or disclosures we are required to provide to you now or in the future may be provided to you in electronic form.

OUR COPYRIGHTS
The content you see here, including text, images, custom software, compilations of resources, and audio and video content, or made available by the site elsewhere, is the sole and exclusive property of Yarbrough Holdings It is protected by United States and international copyright laws. We take our intellectual property rights seriously and search for infringing uses of our copyrighted material, such as copying, passing off as your own, or other infringing uses, whether personal or commercial. If you desire to use the information on this website other than by viewing it for your personal use, we offer licenses, starting at $5,000 each, to do so. If you are found using the information other than as explicitly allowed by this agreement, we will notify you and bill you accordingly.

IMPORTANT NOTICE: THESE TERMS OF SERVICE CONTAIN A CLASS ACTION WAIVER THAT MAY AFFECT YOUR LEGAL RIGHTS. PLEASE READ THESE TERMS CAREFULLY.

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS. ANY DISPUTE OR CLAIM UNDER THESE TERMS OR WITH RESPECT TO THE SERVICES WILL TAKE PLACE ON AN INDIVIDUAL BASIS ONLY; YOU AGREE THAT CLASS, CONSOLIDATED, OR REPRESENTATIVE CIVIL ACTIONS ARE NOT PERMITTED AND ANY RIGHTS TO BRING SUCH ACTIONS ARE WAIVED BY EACH PARTY. THIS DOES NOT IMPACT YOUR RIGHTS TO BRING AN INDIVIDUAL SUIT.

OUR TRADEMARKS
Logos, slogans and catchphrases, design aspects of the site, icons, scripts, and service names which appear on the site or elsewhere are trademarks of Yarbrough Holdings and protected by U.S. law. These trademarks help consumers identify programs of Yarbrough Holdings as the source of the information or materials bearing the logo, slogan, or other trademarked design. They may not be used by you in any way that is likely to cause confusion among consumers, implies a connection or endorsement, or that undermines or discredits the brand.

ACCESS RESTRICTIONS
You are permitted to use the site for personal and non-commercial use. This means you cannot resell or make other commercial use of any of the content on this site, such as by downloading, copying, duplicating, reproducing, or otherwise removing information from the site for your (or a third party’s) commercial benefit, whether manually or by electronic means. We reserve all rights, including those not expressly granted in these Terms or elsewhere on the site.

You may not engage in tactics to gain an unpermitted benefit from the site, such as hiding logos or content to improve search rankings.

You are responsible for understanding the laws of your jurisdiction as they pertain to using a website like this one, and agree to be bound by the requirements of those laws.

The limited license you are granted to use this site is terminated if you violate any of these Terms.

CONTENT PROVIDED BY YOU

Occasionally we may make comment features available to site visitors. You agree not to post anything illegal, vulgar, threatening, obscene, defamatory, libelous, or infringing, or to make use of comment features to promote spam, commercial solicitation, or software viruses. We reserve the right to delete any comment regardless of its contents, and to block you from our site in our sole discretion.

We also make a contact form available for your use.

Whether you provide content to use through a comment feature or contact form, you give us a non-exclusive, royalty free right to use, reproduce, publish, adapt, display, and distribute any such content throughout the world in any form. This includes the right to include the name under which you submitted the content. Please be aware of this before sending personal information or information with commercial value, whether by or about you or any third person or entity.

We take no responsibility or assume liability for any content posted by you or any third party.

COPYRIGHT ISSUES
We take copyright issues seriously. If you feel we have infringed upon your copyrights, please contact us at marketing@jessicayarbrough.com. We will promptly investigate the matter.

OTHER PARTIES’ INFORMATION
Occasionally, we will post about, or allow other parties to post about, information and services provided by companies other than those of Yarbrough Holdings. We do not warrant the offerings of these companies or the safety of their websites. We do not assume any responsibility for their actions, or the outcome of using their products or content. You are advised, and agree, to review the terms and privacy policy governing the information, services, and goods of third parties you may learn about on this site.

DISCLAIMER OF WARRANTIES; USE AT YOUR OWN RISK
THE INFORMATION AND CONTENT MADE AVAILABLE TO YOU ON THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, SERVICES, OR PRODUCTS AVAILABLE HERE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE OR ANY PART OF IT IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE INFORMATION, CONTENT, MATERIALS, OR OTHER SERVICES PROVIDED BY THE SITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF INFORMATION, CONTENT, OR OTHER MATERIALS OR SERVICES INCLUDED ON THE SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, TO THE EXTENT YOUR STATE LAW ALLOWS FOR SUCH DISCLAIMERS.

BILLING POLICIES

Payment Options: We accept debit and all major credit cards.

General Policies: You are responsible for keeping all credit card details and contact information current to keep your account in good standing. Please email jessica@jessicayarbrough.com to update your billing information.

Billing: You will be billed automatically every 30 days (or the nearest weekday) for recurring charges, or at intervals otherwise agreed in our contract.

Billing Disputes: In the unlikely event of a disagreement between us regarding your services or deliverables, you agree to make a good faith attempt for 30 days to communicate with Company prior to initiating a chargeback.

Delinquency Policies: If the credit card is declined, we will continue to attempt to charge the card on file every 3 days for 30 days (up to 10 times). We will attempt to notify you for updated contact information.

Delinquent Accounts: After 14 days without payment, your account will be considered delinquent and the entire amount of your contract becomes due. All accounts 14 days past due may be disabled or de-activated until balances are paid in full.

Returned Item Fee: There is a $50.00 insufficient funds check fee for returned checks in addition to the amount still due.
Late Fee: Invoices which remain unpaid after 30-days may be assessed a late fee of $50.00 per month.

Chargebacks: If a customer initiates a chargeback, we will assess a $250.00 processing fee for each individual chargeback.

Collections Fees: In the event an account is submitted to a third-party collections service, the client will be responsible for the full amount of the collections fees, in addition to any other fees previously assessed on the account.

Cancellation: Cancellation of an account does not dismiss outstanding invoices or the contracted commitments. At the time of cancellation, any outstanding balance must be settled. All cancelled accounts with an outstanding balance may be automatically turned over to a third-party collection service. This paragraph does not invalidate our refund policy.

Charge backs: Regardless of the outcome of a chargeback dispute by a credit card company or payment processor, we reserve the legal right to enforce our agreements and collect past due balances in court.

GOVERNING LAW

By using the site, you agree that any dispute related to these terms or with Yarbrough Holdings will be governed by the laws of the state of California, without regard to principles of conflict of laws, and you agree to submit to personal jurisdiction of California.

AMENDMENTS AND OTHER MATTERS
We may make changes to the site, our offerings or information, and these terms at any time and without prior notice.

If any of these terms is deemed invalid for any reason, that term shall be severable and the remaining terms shall be given
their maximum effect. By using this site, you certify that you are over the age of eighteen. If you make a purchase on this website, you are subject to this agreement and others, including our no refunds policies, if any.

DISCLAIMER
This is an important legal document! If you do not understand these statements or any that follow, do not purchase our programs and discontinue use of this website.

The advice, and interactions presented on this website and in our products and services are solely for informational purposes, in the area of improving business.

The information supplied is meant to serve as tools for self-help for personal use at your own discretion in conjunction with accountants, lawyers, or tax professionals.

Yarbrough Holdings and Jessica Yarbrough are not licensed to provide legal, financial or tax advice.

The author assumes no responsibility for any circumstances arising out of the use, abuse, interpretation, or application of any information supplied on this website or in our programs. You understand and acknowledge that you are in the best position to evaluate how our information will impact your personal set of circumstances, including known and unknown risks. If you use or rely upon our information, you acknowledge that you do so voluntarily.

Our role is to support and assist you in improving your marketing but your success depends on your own effort, motivation, commitment, follow-through, and ability to invest in complementary products and services.

You alone are solely and personally responsible for your results, and your background, dedication, desire, motivation, and expertise will impact your results.

Application of the principles outlined here may vary from person to person and you accept the risk that your results may be different. We cannot and do not guarantee that you will attain a particular result.

Do not disregard professional advice or delay seeking professional advice because of information you have read on this website or received from us.

We are not licensed financial professionals. We do not provide investment recommendations or advice.

We advise you to speak with your own licensed financial planner before starting a business or changing business strategies. We do not perform accounting services, tax advising, or investment counseling, and recommend that you consult licensed professionals regarding these topics.

When addressing financial matters on our website and in any of our marketing, including but not limited to our newsletters, program pages, videos, and other content, every effort has been made to ensure that we accurately represent our programs and their ability to improve your life.

However, Yarbrough Holdings does not guarantee that you will get any results or earn any money whatsoever using our tools, programs, strategies, or recommendations. Nothing on our sites is a promise or guarantee of future earnings. Many factors influence your ability to earn money, including effort, motivation, commitment and follow-through, background, dedication, desire, motivation, individual capacity, life experience, starting point, and expertise. By using this website or purchasing from any of our order forms, you agree that you are fully responsible for your progress from your participation and implementation, and that we offer no representations or guarantees verbally or in writing regarding your earnings potential.

Your use, or non-use, of this information is at your own risk, and you absolve us of any liability or loss that you or any other person may incur from your or their use or non-use of the information provided.

In no event will we be liable to any party for any direct, indirect, special, incidental, equitable or consequential damages for any use of or reliance on this website, programs, services, and/or products, including, without limitation, any lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information or any other loss, malady, disease or difficulty, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties.

NO WARRANTIES:

WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE, OR THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, SERVICES, OR PRODUCTS INCLUDED ON THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, EQUITABLE, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES.

Some states do not allow for disclaimers of implied warranties. The paragraph above may not apply to you.

Updated February 2, 2024